1. Acceptance of Terms

By accessing and using Jamaica Loan Calculator ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these Terms of Service, please do not use this service.

2. Description of Service

Jamaica Loan Calculator provides loan calculation tools, rate comparisons, and educational information about loans and mortgages in Jamaica. The Service is provided free of charge for personal, non-commercial use.

2.1 What We Provide

• Loan calculators (auto loans, mortgages)
• Interest rate comparisons from Jamaican banks
• Amortization schedules
• Educational content about loans and finance

2.2 What We Do NOT Provide

• Financial advice or recommendations
• Loan approval or lending services
• Guaranteed rates or terms
• Legal or tax advice

3. Disclaimer of Financial Advice

You acknowledge that:

• All calculations are estimates based on the information you provide
• Actual loan terms and approval are at the sole discretion of lending institutions
• You should consult with licensed professionals before making financial decisions
• We make no guarantees about loan approval or specific terms

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content.

• Interest rates and terms are subject to change without notice
• Bank information is obtained from public sources and may not reflect current offerings
• We are not responsible for errors or omissions in the data

5. User Responsibilities

You agree to:

• Provide accurate information when using our calculators
• Verify all results with the respective financial institutions
• Not use the Service for any illegal or unauthorized purpose
• Not attempt to interfere with the proper functioning of the Service
• Not scrape, copy, or reproduce content without permission

6. Intellectual Property

All content on this Service, including but not limited to text, graphics, logos, images, and software, is the property of Jamaica Loan Calculator or its content suppliers and is protected by international copyright laws.

7. Third-Party Links

Our Service may contain links to third-party websites (banks, financial institutions). These links are provided for your convenience only. We have no control over the content of these sites and accept no responsibility for them or any loss or damage arising from your use of them.

8. Limitation of Liability

9. Indemnification

You agree to indemnify and hold harmless Jamaica Loan Calculator and its affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.

10. Privacy

Your use of the Service is also governed by our Privacy Policy . Please review our Privacy Policy to understand our practices.

11. Modifications to Service

We reserve the right to modify or discontinue the Service at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

12. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Service following the posting of changes constitutes your acceptance of such changes.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Jamaica, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at: